Rajesh technical Blog

              Indruction  Does Car Insurance Cover Engine Failure? (Complete Guide 2026) Hello friends, welcome to Rajesh Technical Blog. Today I will tell you that many car owners are confused about one important question — does car insurance cover engine failure or not? Engine repair is one of the most expensive car repairs , and misunderstanding insurance coverage can lead to huge out-of-pocket expenses. In this guide, you’ll clearly understand when engine failure is covered, when it is not, and how you can protect yourself . What Is Engine Failure? Engine failure means the engine stops working properly due to: Internal mechanical damage Overheating Oil starvation Flood or water ingress Fire or accident impact Engine failure can be sudden or gradual , and insurance coverage depends on the cause . Does Standard Car Insurance Cover Engine Failure? ❌ Short Answer: NO A standard comprehensive car insurance policy does NOT cove...